How it works
Complete the Application
You’ll need your basic business information and documentation to apply.
Sign & Submit by Docusign
Your loan advisor will confirm receipt of your application and let you know if any additional documentation is needed.
Get a Decision
Our underwriting team will review your paperwork and your loan advisor will reach out within 24 hours with a decision.
Receive Your Funds
Funds will be deposited into your bank account within 1-2 business days after approval
Total Merchant Resources Financing Advantages
- Cash Flow Compatibility – Our advances do not require large fixed monthly payments. We receive a percentage of your credit card sales so the advance is repaid with the natural flow of your business.
- Reasonable Credit Standards – Our credit requirements are carefully designed with an understanding of the unique credit profiles of small business owner.
- Low Documentation – We’ve eliminated all the hassle and overkill of the loan documentation process. You don’t need tax returns, financial statements or asset documentation to apply. And our documents are just a few pages long.
- Fast Approval – You can expect your application to be approved within 2 business days, and fund in as few as 7 business days.
- Hassle-Free Repayment Process – Our advance is repaid from your credit card sales as you batch, so there are no checks to write or due dates to worry about.
- Dependable Customer Service – You will be assigned a dedicated, highly-trained and experienced customers service representative.
AS SEEN ON ABC’s SHARK TANK
Check out our video from ABC’s Shark tank! You won’t believe who made a deal with us! You’ll have to watch and see!
It Takes Money To Grow A Business
You need to take advantage of business opportunities when they come up. But sometimes a small capital need can stand in the way of a big opportunity. At Total Merchant Resources, we’ve changed all that.
Total Merchant Resources has reinvented small business financing by offering advances with reasonable credit standards, minimal documentation requirements, and fast approval. Total Merchant Resources financing empowers you, the small business owner so that you never again have to let small capital needs stand in the way of big business opportunities.
We Make New Opportunities Possible for Hundreds of Small Businesses
- A merchant that wants to purchase a POS system
- A restaurant that has an opportunity to purchase a liquor license
- A QSR franchisee that has corporate-mandated, time-sensitive upgrades or renovation
- A liquor store that needs to purchase inventory
…the list goes on and on. We provide the capital you need when you need it. That’s the Total Merchant Resources advantage – small business financing without the hassle.
Want To Become an ISO Broker?
Read Our Blog
This month, Val Pinkhasov, President of Total Merchant Resources, discusses how business owners are convinced to take multiple stack positions to avoid refinancing their initial merchant cash advance.
A new Microsoft Stores and SurveyMonkey survey of 1,300 U.S.-based small businesses predicts 90% of small businesses will hire one or two employees next year. The survey also asked small businesses if they were concerned about cybersecurity threats. 25% said they...
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