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Fund Your Business The Right Way

Fast approval and no obligation!
As Seen On ABC’s Shark Tank
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Fill out our quick app below and we’ll be in touch with a preliminary answer within 24-hours.
1 Business Info
2 Contact & Location Info
3 Revenue Info
4 Referred By

How it works

Complete the Application

You’ll need your basic business information and documentation to apply.

Sign & Submit by Docusign

Your loan advisor will confirm receipt of your application and let you know if any additional documentation is needed.

Get a Decision

Our underwriting team will review your paperwork and your loan advisor will reach out within 24 hours with a decision.

Receive Your Funds

Funds will be deposited into your bank account within 1-2 business days after approval

Total Merchant Resources Financing Advantages

  • Cash Flow Compatibility – Our advances do not require large fixed monthly payments. We receive a percentage of your credit card sales so the advance is repaid with the natural flow of your business.
  • Reasonable Credit Standards – Our credit requirements are carefully designed with an understanding of the unique credit profiles of small business owner.
  • Low Documentation – We’ve eliminated all the hassle and overkill of the loan documentation process. You don’t need tax returns, financial statements or asset documentation to apply. And our documents are just a few pages long.
  • Fast Approval –  You can expect your application to be approved within 2 business days, and fund in as few as 7 business days.
  • Hassle-Free Repayment Process – Our advance is repaid from your credit card sales as you batch, so there are no checks to write or due dates to worry about.
  • Dependable Customer Service – You will be assigned a dedicated, highly-trained and experienced customers service representative.

AS SEEN ON ABC’s SHARK TANK

Check out our video from ABC’s Shark tank! You won’t believe who made a deal with us! You’ll have to watch and see!

Introduction

It Takes Money To Grow A Business

You need to take advantage of business opportunities when they come up. But sometimes a small capital need can stand in the way of a big opportunity. At Total Merchant Resources, we’ve changed all that.

Total Merchant Resources has reinvented small business financing by offering advances with reasonable credit standards, minimal documentation requirements, and fast approval. Total Merchant Resources financing empowers you, the small business owner so that you never again have to let small capital needs stand in the way of big business opportunities.

We Make New Opportunities Possible for Hundreds of Small Businesses

  • A merchant that wants to purchase a POS system
  • A restaurant that has an opportunity to purchase a liquor license
  • A QSR franchisee that has corporate-mandated, time-sensitive upgrades or renovation
  • A liquor store that needs to purchase inventory

…the list goes on and on. We provide the capital you need when you need it. That’s the Total Merchant Resources advantage – small business financing without the hassle.

Want To Become an ISO Broker?

Want To Become an ISO Broker?

Reviews

{Val Pinkhasov and Toal Merchant Resources team was outstanding from start to finish. Not only is Val a great guy but he is the kind of honest and caring person that makes you want to do business with him. I started my company in 2004 without a penny from anyone and I built it up over the course of 15 years to become a business that is among the most respected in the dog world and consistently brings in millions of dollars a year by working 365 days a year doing what I love which is helping people and their dogs. The entire time I had never sought out any kind of financing but in the Summer of 2019 I decided to revamp the way we do things after a brief stay in the hospital that forced me to reevaulate how I ran my company. I felt I needed to change things from the top down so that the entire company wasn't dependent upon me solely and sought out some additional financing to do the transformation the right way. In retrospect, it was the best business decision I ever made and I am so grateful to the entire team at Total Merchant Resources and especially Val who I now see as an excellent mentor in the business world and a dear friend.
5
Jeffrey Liebowitz
{Good post
5
Joe
{My company needed assistance with a quick turnaround and by quick I mean, immediate. We faced closing the business if we did get some assistance to carry us through a rough patch. For lending purposes, immediate is relative and past practice with other lenders proved immediate could be 30 days. Working with Ted Krill at Total Merchants re-defined "immediate." When we called and explained, Ted listened, understood and went into action mode. Approved within a day or two, Ted prevented the closing of the business for which my employees are quite happy. Ted was diligent in his efforts. He would not give up until he found a solution to solve our immediate financial crisis sufficient to cover the bridge we needed. Since that time only about 3 weeks ago, we have expanded into a new office space for office staff, acquired more equipment and increased our inventory. Most importantly to our company is that Ted treated us respectfully. There was no condescension in his manner . Ted respected us and that respect means business: for Ted, Total Merchants and us. Thank you, Ted.
5
John M Castille, II
{I had a great, respectable Rep. name John. He was honest and reliable throughout the process. He didn't sound like salesman.
5
Chaswon
{Stumbled on TMR while watching Shark Tank and thought that their Val and Jason's funding platform was Genius! Made absolute perfect sense to give it a shot as I was not happy with the other methods out there. Lo and behold I contact them and actually get to talk to Val himself, which I was not expecting . He is truly a great guy who actually cares about you and your business and knows what's best for you! I only wish I had found TMR sooner. I highly recommend you look no further and give them a shot! Thanks again Val!
5
Henri
{after getting bombarded with phone calls daily , tmr got through patiently and professionally which at first i thought it was just another phone call from these lying brokers. they explained to me im getting all the calls because of an old UCC filing. i never understood why i got so many calls. after that we explored several options. i ended up with a great deal to stock up on tires and radiators and even got a line of credit attached these guys gave me no pressure and no bs. they warned me on what to do and what not to do especially pointing out to never refinance these with new renewals when i need more money like most funders do to merchants. love these guys and would recomend them to any business in any industry in any state. limited paperwork , funded in 4 days and will be a client for life. thanks guys and gals. Frankie F.
5
frank feilding
{Stumbled on TMR while watching Shark Tank and thought that their Val and Jason's funding platform was Genius! Made absolute perfect sense to give it a shot as I was not happy with the other methods out there. Lo and behold I contact them and actually get to talk to Val himself, which I was not expecting . He is truly a great guy who actually cares about you and your business and knows what's best for you! I only wish I had found TMR sooner. I highly recommend you look no further and give them a shot! Thanks again Val!
5
Henri
{after getting bombarded with phone calls daily , tmr got through patiently and professionally which at first i thought it was just another phone call from these lying brokers. they explained to me im getting all the calls because of an old UCC filing. i never understood why i got so many calls. after that we explored several options. i ended up with a great deal to stock up on tires and radiators and even got a line of credit attached these guys gave me no pressure and no bs. they warned me on what to do and what not to do especially pointing out to never refinance these with new renewals when i need more money like most funders do to merchants. love these guys and would recomend them to any business in any industry in any state. limited paperwork , funded in 4 days and will be a client for life. thanks guys and gals. Frankie F.
5
frank feilding
{I had a huge amount of work at our body shop in Downtown Houston from the recent hurricanes and would have had to turn it away if it wasn't for these guys.... A god send. Funded me in 3 days when everyone else was running me around. Im a client for life. Horace
5
Horace Monty
{Alex is always very helpful and an amazing person to work with. I have been doing business with your company for 3 years and wouldn't want anyone else to handle my account. He makes you feel very comfortable in the process of getting the loan and is extremly knowledgable in the loan process.
5
Dawn lepkowski

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