Fill out our quick app below and we'll be in touch with a preliminary answer within 24-hours
1. Contact Info
2. Business Info
3. Revenue Info
How It Works
Complete the Application
You’ll need your basic business information and documentation to apply.
Sign & Submit by Docusign
Your loan advisor will confirm receipt of your application and let you know if any additional documentation is needed.
Get a Smart Decision
Our underwriting team will review your paperwork and your loan advisor will reach out within 24 hours with a decision.
Receive Your Funds!
Funds will be deposited into your bank account within 1-2 business days after approval.
Total Merchant Resources Financing Advantages
Cash Flow Compatibility
Our advances do not require large monthly payments. We receive an ACH or a percentage of your credit card sales so the advance is repaid with the natural flow of your business.
Resonable Credit Standards
Our credit requirements are carefully designed with an understanding of the unique credit profiles of small business owners.
All we require is our 1 page application and the last 4 months on your business bank statements to issue an Approval.
You can expect your application to be approved within 24 hour, and fund in as few as 2-3 business days.
Hassle Free Repayment Process
Our advance is paid back via ACH or from your credit card sales as you batch, so there are no checks to write or due dates to worry about.
Dependable Customer Service
You will be assigned a dedicated, highly-trained and experienced account manager.
What Our Clients Say...
It takes money to grow a business
You need to take advantage of business opportunities when they come up. But sometimes a small capital need can stand in the way of a big opportunity. At Total Merchant Resources, we’ve changed all that.
Total Merchant Resources has reinvented small business financing by offering, with reasonable credit standards, minimal documentation requirements, and fast approval. Total Merchant Resources financing empowers you, the small business owner so that you never again have to let small capital needs stand in the way of big business opportunities.
AS SEEN ON ABC’S “SHARK TANK”
"Total Merchant Resources has reinvented small business financing"
"Total Merchant Resources is a game changer in the sense that it can help you get capital to fund inventory, receivables, whatever you need regardless of what business you are in."
Kevin O'leary (Aka. Mr. Wonderful) Businessman, author, politician, and television personality
"I rather see a small business take a loan from Total Merchant Resources than a bank because they'll at least care and work with them."
Mark Cuban American billionaire, entrepreneur, television personality, media proprietor and investor.
We Make New Opportunities Possible for Hundreds of Small Businesses
A merchant who wants to purchase a POS system
A resturant that has an opportunity to purchase a liquor license
A QSR franchisee that has corporate-mandated, time-sensitive upgrade or renovation
A liquor store that needs to purchase inventory
...the list goes on and on. We provide the capital you need when you need it. That's the Total Merchant Resources advantage small business financing without the hassle.
Never again let small capital needs stand in your way of big business opportunities.