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We are Jason Reddish and Val Pinkhasov of Total Merchant Resources. You might have seen us on Shark Tank! Thanks for watching our introductory video above. Read on to learn about how we can fund your small business with working capital as a merchant cash advance for any reason.

Our clients come to us to help them grow and expand their businesses. As a funding source, we provide capital for repairs, short term payroll needs, expansion, inventory, or any other reason.

Just read the information on this page, then call us by clicking the big orange button below, or simply your prequalification application using the form on this page. We’ll contact you to discuss qualification requirements and terms, then work with you to get a funding answer in 24-48 hours.

How does a Merchant Cash Advance work?

Limitless Possibilities

Your business agrees to sell a fixed dollar amount of its future credit and debit card sales at a discount. Once approved, your business will receive a lump sum of working capital as the purchase price. Use this working capital to expand your business, open another location, catch up on payroll, pay back taxes, etc. The possibilities are limitless. The entire merchant cash advance process (from approval to funding), is the quickest and the easiest solution for any business owner.

No Personal Liabilities

There are no checks to write and no possible late fees. There are also no personal liabilities for the money. It’s strictly against the business. This is the only solution in today’s economy that is unsecured, with no liens, judgments, or personal guarantees. The only collateral is the future credit card sales of your business. Your business operates as it always does. Through an automated process, when you “batch” your credit and debit card sales, the processor automatically forwards TMR the agreed-upon percentage of receipts.

Performance Of Your Business

The percentage retrieved from the business’ daily credit and debit card sales remains fixed. This means that, on a busy day where credit/debit card sales are up, the retrieved amount is a little higher, but on days when credit/debit card sales are slow, the retrieved amount will go down proportionately. The percentage holdback doesn’t change which is why this flows with the direct performance of your business.

Call (888) 275-8678 for a FREE Consultation! Let’s Talk

It’s Easy To Qualify For A Merchant Cash Advance

Fill out the simple one page application provided in the application part of the this website or call the toll free number and one of our agents will email or fax you one immediately.

  • Provide 2 months bank statements.
  • Provide 4 months recent merchant statements.

There’s a program available for almost every applicant. If you have been trying to get some working capital for your business and are having a difficult time, you should still be able to get an approval through us. Our approval rates are 95%.


View what our clients are saying about Total Merchant Resources and our Merchant Cash Advance and Merchant Services programs. Click the button to leave your own review.
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Total Merchant Resources LLC
Average rating:  
 21 reviews
by Jeffrey Liebowitz on Total Merchant Resources LLC
An Amazing Company and Wonderful Experience!

Val Pinkhasov and Toal Merchant Resources team was outstanding from start to finish. Not only is Val a great guy but he is the kind of honest and caring person that makes you want to do business with him. I started my company in 2004 without a penny from anyone and I built it up over the course of 15 years to become a business that is among the most respected in the dog world and consistently brings in millions of dollars a year by working 365 days a year doing what I love which is helping people and their dogs. The entire time I had never sought out any kind of financing but in the Summer of 2019 I decided to revamp the way we do things after a brief stay in the hospital that forced me to reevaulate how I ran my company. I felt I needed to change things from the top down so that the entire company wasn't dependent upon me solely and sought out some additional financing to do the transformation the right way. In retrospect, it was the best business decision I ever made and I am so grateful to the entire team at Total Merchant Resources and especially Val who I now see as an excellent mentor in the business world and a dear friend.

by Joe on Total Merchant Resources LLC

Good post

by John M Castille, II on Total Merchant Resources LLC
Fast-acting, Accurate and Diligent

My company needed assistance with a quick turnaround and by quick I mean, immediate. We faced closing the business if we did get some assistance to carry us through a rough patch. For lending purposes, immediate is relative and past practice with other lenders proved immediate could be 30 days. Working with Ted Krill at Total Merchants re-defined "immediate." When we called and explained, Ted listened, understood and went into action mode. Approved within a day or two, Ted prevented the closing of the business for which my employees are quite happy. Ted was diligent in his efforts. He would not give up until he found a solution to solve our immediate financial crisis sufficient to cover the bridge we needed. Since that time only about 3 weeks ago, we have expanded into a new office space for office staff, acquired more equipment and increased our inventory. Most importantly to our company is that Ted treated us respectfully. There was no condescension in his manner . Ted respected us and that respect means business: for Ted, Total Merchants and us. Thank you, Ted.

by Chaswon on Total Merchant Resources LLC
Awesome Job

I had a great, respectable Rep. name John. He was honest and reliable throughout the process. He didn't sound like salesman.

by Henri on Total Merchant Resources LLC
Truly Fantastic!

Stumbled on TMR while watching Shark Tank and thought that their Val and Jason's funding platform was Genius! Made absolute perfect sense to give it a shot as I was not happy with the other methods out there. Lo and behold I contact them and actually get to talk to Val himself, which I was not expecting . He is truly a great guy who actually cares about you and your business and knows what's best for you! I only wish I had found TMR sooner. I highly recommend you look no further and give them a shot! Thanks again Val!

by frank feilding on Total Merchant Resources LLC
Honesty in a dishonest place

after getting bombarded with phone calls daily , tmr got through patiently and professionally which at first i thought it was just another phone call from these lying brokers. they explained to me im getting all the calls because of an old UCC filing. i never understood why i got so many calls. after that we explored several options. i ended up with a great deal to stock up on tires and radiators and even got a line of credit attached
these guys gave me no pressure and no bs. they warned me on what to do and what not to do especially pointing out to never refinance these with new renewals when i need more money like most funders do to merchants. love these guys and would recomend them to any business in any industry in any state. limited paperwork , funded in 4 days and will be a client for life. thanks guys and gals.
Frankie F.

by Horace Monty on Total Merchant Resources LLC
The best

I had a huge amount of work at our body shop in Downtown Houston from the recent hurricanes and would have had to turn it away if it wasn't for these guys.... A god send. Funded me in 3 days when everyone else was running me around. Im a client for life.


by dawn lepkowski on Total Merchant Resources LLC
alex yudovin

Alex is always very helpful and an amazing person to work with. I have been doing business with your company for 3 years and wouldn't want anyone else to handle my account. He makes you feel very comfortable in the process of getting the loan and is extremly knowledgable in the loan process.

by Brooklyn's LLC on Total Merchant Resources LLC
5 Stars

TMR lived up to their reputation; being available to small business'; efficient, quick app with record funding turnaround time; I'm real pleased. Thank you Scott Plato and TMR.

by Raul on Total Merchant Resources LLC

EXCEPTIONAL 5 STAR SERVICE from Scott Platto | Sr. Business Consultant Total Merchant Resources. Highly recommended to do business with Scott. 1st time ever which is rare in the banking loan business that someone is up front about all there fees and got me results within 2 weeks. Not only did he come thru for our company but he gave us 5 different options. Great company to do business with. GREAT alternative to banks .

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