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We are Jason Reddish and Val Pinkhasov of Total Merchant Resources. You might have seen us on Shark Tank! Thanks for watching our introductory video above. Read on to learn about how we can fund your small business with working capital as a merchant cash advance for any reason.

Our clients come to us to help them grow and expand their businesses. As a funding source, we provide capital for repairs, short term payroll needs, expansion, inventory, or any other reason.

Just read the information on this page, then call us by clicking the big orange button below, or simply your prequalification application using the form on this page. We’ll contact you to discuss qualification requirements and terms, then work with you to get a funding answer in 24-48 hours.

How does a Merchant Cash Advance work?

Limitless Possibilities

Your business agrees to sell a fixed dollar amount of its future credit and debit card sales at a discount. Once approved, your business will receive a lump sum of working capital as the purchase price. Use this working capital to expand your business, open another location, catch up on payroll, pay back taxes, etc. The possibilities are limitless. The entire merchant cash advance process (from approval to funding), is the quickest and the easiest solution for any business owner.

No Personal Liabilities

There are no checks to write and no possible late fees. There are also no personal liabilities for the money. It’s strictly against the business. This is the only solution in today’s economy that is unsecured, with no liens, judgments, or personal guarantees. The only collateral is the future credit card sales of your business. Your business operates as it always does. Through an automated process, when you “batch” your credit and debit card sales, the processor automatically forwards TMR the agreed-upon percentage of receipts.

Performance Of Your Business

The percentage retrieved from the business’ daily credit and debit card sales remains fixed. This means that, on a busy day where credit/debit card sales are up, the retrieved amount is a little higher, but on days when credit/debit card sales are slow, the retrieved amount will go down proportionately. The percentage holdback doesn’t change which is why this flows with the direct performance of your business.

Call (888) 275-8678 for a FREE Consultation! Let’s Talk

It’s Easy To Qualify For A Merchant Cash Advance

Fill out the simple one page application provided in the application part of the this website or call the toll free number and one of our agents will email or fax you one immediately.

  • Provide 2 months bank statements.
  • Provide 4 months recent merchant statements.

There’s a program available for almost every applicant. If you have been trying to get some working capital for your business and are having a difficult time, you should still be able to get an approval through us. Our approval rates are 95%.


View what our clients are saying about Total Merchant Resources and our Merchant Cash Advance and Merchant Services programs. Click the button to leave your own review.
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Total Merchant Resources LLC
Average rating:  
 17 reviews
by Henri on Total Merchant Resources LLC
Truly Fantastic!

Stumbled on TMR while watching Shark Tank and thought that their Val and Jason's funding platform was Genius! Made absolute perfect sense to give it a shot as I was not happy with the other methods out there. Lo and behold I contact them and actually get to talk to Val himself, which I was not expecting . He is truly a great guy who actually cares about you and your business and knows what's best for you! I only wish I had found TMR sooner. I highly recommend you look no further and give them a shot! Thanks again Val!

by frank feilding on Total Merchant Resources LLC
Honesty in a dishonest place

after getting bombarded with phone calls daily , tmr got through patiently and professionally which at first i thought it was just another phone call from these lying brokers. they explained to me im getting all the calls because of an old UCC filing. i never understood why i got so many calls. after that we explored several options. i ended up with a great deal to stock up on tires and radiators and even got a line of credit attached
these guys gave me no pressure and no bs. they warned me on what to do and what not to do especially pointing out to never refinance these with new renewals when i need more money like most funders do to merchants. love these guys and would recomend them to any business in any industry in any state. limited paperwork , funded in 4 days and will be a client for life. thanks guys and gals.
Frankie F.

by Horace Monty on Total Merchant Resources LLC
The best

I had a huge amount of work at our body shop in Downtown Houston from the recent hurricanes and would have had to turn it away if it wasn't for these guys.... A god send. Funded me in 3 days when everyone else was running me around. Im a client for life.


by dawn lepkowski on Total Merchant Resources LLC
alex yudovin

Alex is always very helpful and an amazing person to work with. I have been doing business with your company for 3 years and wouldn't want anyone else to handle my account. He makes you feel very comfortable in the process of getting the loan and is extremly knowledgable in the loan process.

by Brooklyn's LLC on Total Merchant Resources LLC
5 Stars

TMR lived up to their reputation; being available to small business'; efficient, quick app with record funding turnaround time; I'm real pleased. Thank you Scott Plato and TMR.

by Raul on Total Merchant Resources LLC

EXCEPTIONAL 5 STAR SERVICE from Scott Platto | Sr. Business Consultant Total Merchant Resources. Highly recommended to do business with Scott. 1st time ever which is rare in the banking loan business that someone is up front about all there fees and got me results within 2 weeks. Not only did he come thru for our company but he gave us 5 different options. Great company to do business with. GREAT alternative to banks .

by Amit Butt on Total Merchant Resources LLC

Great company to work with. They relieved me of making payments without penalties and with respect for two weeks when we had a terrible flood in my store. They said they would always work with me but i couldnt believe they did what they say. Thats rare nowadays. Who else would do that? Most would want to get paid no matter what. And i have renewed 6 times without getting double dipped on my old balances. They renew me in 24 hours. I dont know what i would do without them.

by Bob Hanna on Total Merchant Resources LLC

These guys not only gave my business money when no one else even in the cash advance space would, but they took the time to make sure the terms were right. They really cared about my business and the health and future growth of my business. Getting the transaction closed (which most people that do this its all they care about) was secondary with these guys. Getting the transaction right was their priority and that is so rare unfortunately. I would NEVER go anywhere else. Finding these guys was a god send. Its no wonder they would get on such a great show like Shark Tank. KEEP UP THE GOOD WORK

by Main Street Station Bistro on Total Merchant Resources LLC
Your belief in us made us a succes

Thank you for helping us grow our business. We, like many small businesses don't have all the funds to put everything all at once when you envision in your dreams. With the help of Val and the team at Total Merchant Services we have grown steadly over the last ten years. Having faith and funding our needs for important needs has made us a success. We trust them as they trusted us. Much respect and Thank You. Suzi Feehery Owner/Manager.

by Kathy on Total Merchant Resources LLC

I have worked with TMR for several years and am very happy with their service & terms. Quick & easy with friendly, honest service. Jason has always treated me with respect, and quickly answered every question I have had. I highly recommend this company.

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