Navigating the Pitfalls of Business Loans
Undoubtedly, finance is one of the most important aspects of a business. Whether it is for launching a new product, expanding work sites, upgrading equipment, or hiring new talent, you require adequate funds to pay them off. Most businesses opt for borrowing money through merchant business loans for short or long terms. They are highly […]
Read MoreWhat Type of Business Loan is Best?
Businesses require a continuous cash flow to keep their operations running. However, if there is an imbalance in the cash flow, they may require business loans to fulfill their needs for funds. There are various options for merchant business loans available today, and choosing the best one for your business is crucial. You will need […]
Read MoreHow Your Business Can Qualify for a Line of Credit
One thing is expected in every business, and that is cash flow fluctuations. In such times, businesses depend on the most flexible, useful, and unsecured financing option of a line of credit. They are popular for their easily accessible cash at low-interest rates. An instant business line of credit acts as a safety net for […]
Read MoreDo You Need Working Capital or a Line of Credit? Which is Best for You?
Most small businesses and even well-established businesses depend on external financial support at times, whether because the market is down or they have a seasonal pattern. In any case, they usually choose between the two most popular types of business financing—- business working capital loans and a line of credit. The two have a few […]
Read MoreWhat Type of Loan is Right for Your Business?
Loans are essential to starting and scaling your company. They are the key to running and operating the entire system, especially for small businesses and first-time business owners. Everyone knows they should be cautious while choosing their lender, but only a few know that selecting the appropriate loan type is also as crucial. There are […]
Read MoreInside Merchant Cash Advance – Episode 3 – Multiple Stack Positions, TMR Consolidation Program
This month, Val Pinkhasov, President of Total Merchant Resources, discusses how business owners are convinced to take multiple stack positions to avoid refinancing their initial merchant cash advance. But this behavior puts a huge burden on a business’s cash flow which may force a business to shut its doors! Total Merchant Resources can help your small business with our new consolidation program, which will consolidate […]
Read MoreTrends for Small Business in 2018 (Infographic)
A new Microsoft Stores and SurveyMonkey survey of 1,300 U.S.-based small businesses predicts 90% of small businesses will hire one or two employees next year. The survey also asked small businesses if they were concerned about cybersecurity threats. 25% said they haven’t done much of anything to mitigate their cybersecurity risk and 50% said they weren’t “concerned […]
Read MoreInside Merchant Cash Advance – Episode 2
Please listen to Episode 2 of Inside Merchant Cash Advance Podcast featuring Total Merchant Resources CEO, Jason Reddish and President, Val Pinkhasov. In this episode, Jason discusses the fraud in the merchant cash advance industry and how small businesses can protect themselves. This is a follow up to a recent post on things for small business to […]
Read MoreNote of Caution to Small Business Owners on Business Loan Scams
Update: This article also has an accompanying podcast: Inside Merchant Cash Advance – Episode 2. Entrepreneurs and small business owners in need of working capital are targets for unscrupulous criminals acting as lenders, loan brokers, or small business financial assistance advisors both in the U.S. and abroad. Their primary goal is to steal personal financial information, like […]
Read MoreInside Merchant Cash Advance – Episode 1
We’re excited to launch the inaugural Episode 1 of Inside Merchant Cash Advance Podcast featuring Total Merchant Resources CEO, Jason Reddish and President, Val Pinkhasov. In this episode, Jason discusses the current status of the Merchant Cash Advance industry. You can listen to the podcast right here, download it, or subscribe to the podcast feed. Listen […]
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