small business loans

Get In TouchAbout Us
We are Jason Reddish and Val Pinkhasov of Total Merchant Resources. You might have seen us on Shark Tank! Thanks for watching our introductory video above. Read on to learn about how we can fund your small business with working capital as a merchant cash advance for any reason.

Our clients come to us to help them grow and expand their businesses. As a funding source, we provide capital for repairs, short term payroll needs, expansion, inventory, or any other reason.

Just read the information on this page, then call us by clicking the big orange button below, or simply your prequalification application using the form on this page. We’ll contact you to discuss qualification requirements and terms, then work with you to get a funding answer in 24-48 hours.

How does a Merchant Cash Advance work?


Limitless Possibilities

Your business agrees to sell a fixed dollar amount of its future credit and debit card sales at a discount. Once approved, your business will receive a lump sum of working capital as the purchase price. Use this working capital to expand your business, open another location, catch up on payroll, pay back taxes, etc. The possibilities are limitless. The entire merchant cash advance process (from approval to funding), is the quickest and the easiest solution for any business owner.


No Personal Liabilities

There are no checks to write and no possible late fees. There are also no personal liabilities for the money. It’s strictly against the business. This is the only solution in today’s economy that is unsecured, with no liens, judgments, or personal guarantees. The only collateral is the future credit card sales of your business. Your business operates as it always does. Through an automated process, when you “batch” your credit and debit card sales, the processor automatically forwards TMR the agreed-upon percentage of receipts.

Performance Of Your Business

The percentage retrieved from the business’ daily credit and debit card sales remains fixed. This means that, on a busy day where credit/debit card sales are up, the retrieved amount is a little higher, but on days when credit/debit card sales are slow, the retrieved amount will go down proportionately. The percentage holdback doesn’t change which is why this flows with the direct performance of your business.

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It’s Easy To Qualify For A Merchant Cash Advance

Fill out the simple one page application provided in the application part of the this website or call the toll free number and one of our agents will email or fax you one immediately.

  • Provide 4 months of bank statements.
  • Provide 4 months recent merchant statements.

There’s a program available for almost every applicant. If you have been trying to get some working capital for your business and are having a difficult time, you should still be able to get an approval through us. Our approval rates are 95%.


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